The Harvest Group Investment Process

The Harvest Group Investment Process
and Research Methodology

Using a Disciplined, structured approach we manage model portfolios based not only on risk tolerance (conservative to aggressive) but most importantly based on what stage of the economic cycle we are in. These portfolios may change depending on whether stock markets are fundamentally expensive or inexpensive and if interest rates are at cycle highs or lows.

The Harvest Group Investment Process

The Harvest Group investment management process is designed for clients who prefer to delegate the day-to-day management of their assets to a Financial Advisor who will design and execute customized investment strategies. The Harvest Group process is a discretionary advisory program that emphasizes an individually tailored approach to investing.
As an investor in the Harvest Group process, your portfolio is actively managed on a discretionary basis by The Harvest Group to help you work toward your goals, time horizon and risk tolerance.

The Harvest Group Investment process


The Harvest Group Investment Process

1. We first assess the big picture and where we believe the markets are likely to move in the long-term using fundamental analysis.
2. We review the broad universe of investments available to us. This includes over 12,000 mutual funds and over 1,500 Exchange Traded Funds.
3. Using a vast stable of research sources from fundamental and technical analysts around the world we narrow the list of investments for the current economic environment.
4. We then identify specific investments by reviewing risk/return assumptions and technical analysis patterns for when to buy or more importantly when to sell different asset classes, sectors and subsectors.
5. We build your diversified portfolio of asset classes and investments
6. Using discretion, we monitor these portfolios daily and manage them going forward attempting to maximize upside and most importantly minimize downside and losses.

The Harvest Group Research Methodology

We develop strategic (long-term) diversified asset allocation models based on fundamental analysis* and use a tactical (short-term) overlay to take advantage of opportunities based on technical analysis*

Fundamental Analysis

Fundamental analysis uses real, public data in the evaluation a security’s value. Although most analysts use fundamental analysis to value stocks, this method of valuation can be used for just about any type of security. For example, an investor can perform fundamental analysis on a bond’s value by looking at economic factors such as interest rates and the overall state of the economy. He can also look at information about the bond issuer, such as potential changes in credit ratings.
For stocks and equity instruments, this method uses revenues, earnings, future growth, return on equity, profit margins and other data to determine a company’s underlying value and potential for future growth. In terms of stocks, fundamental analysis focuses on the financial statements of the company being evaluated. One of the most famous and successful fundamental analysts is the so-called “Oracle of Omaha”, Warren Buffett, who is well known for successfully employing fundamental analysis to pick securities.

Fundamental Analysis Definition | Investopedia

Technical Analysis

Technical analysis is a trading tool employed to evaluate securities and attempt to forecast their future movement by analyzing statistics gathered from trading activity, such as price movement and volume. Unlike fundamental analysts who attempt to evaluate a security’s intrinsic value, technical analysts focus on charts of price movement and various analytical tools to evaluate a security’s strength or weakness and forecast future price changes.

Technical Analysis Definition | Investopedia