The Harvest Times

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This article originally appeared on Money, Inc. Millions of people rely on Medicare to cover their health-related needs. But Medicare is not a one-size-fits-all solution. On October 15th, the Medicare open enrollment period began – but before you enroll or make any changes, it’s important to understand what Medicare is and how it will change. What is Medicare? Medicare is the federal health insurance program for: people who are 65 and older; certain younger people with disabilities; and people with End-Stage Renal Disease. There are also different parts of Medicare that help cover specific services: Medicare Part A (Hospital Insurance): Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Medicare Part B (Medical Insurance): Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services. Medicare Part D (prescription drug coverage): Part D adds prescription drug coverage to original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. How do you enroll? The initial enrollment period (IEP), which is the first time you can sign up for Medicare, is 3 months before...

This article originally appeared on Money, Inc. Millions of people rely on Medicare to cover their health-related needs. But Medicare is not a one-size-fits-all solution. On October 15th, the Medicare open enrollment period began – but before you enroll or make any changes, it’s important to understand what Medicare is and how it will change. What is Medicare? Medicare is the federal health insurance program for: people who are 65 and older; certain younger people with disabilities; and people with End-Stage Renal Disease. There are also different parts of Medicare that help cover specific services: Medicare Part A (Hospital Insurance): Part A...

RETIREMENT, A SCARY THOUGHT FOR BABY BOOMERS

This content was written by Roger Ingwersen, a guest contributor on Babyboomers.com. It’s becoming more and more common for people 65 and older to continue working after the expected retirement age. But contrary to popular belief, baby boomers who are ignoring retirement aren’t simply workaholics. While advertisements portray retirement with idyllic images of sailing or strolling on the beach, retirement is actually one of the most stressful times in a person’s life. Planning for retirement is often uncharted territory for baby boomers and, for some, even more stressful to think about than the job they’ve been doing for decades. Generally,...

THE HARVEST GROUP SHORTLISTED FOR THE FAMLY WEALTH REPORT AWARDS 2019

The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), has been shortlisted for the Family Wealth Report Awards in the category of “Family Office Management Consultancy.” This is the second consecutive year The Harvest Group has been shortlisted for the awards. Led by Roger H. Ingwersen, CFP®, CIMA®, CRPC®, his son Todd M. Ingwersen, CFP®, CIMA®, CEPA®, and daughter Laurie E. Ingwersen, CFP®, CRPC®, CDFA™, CBC, The Harvest Group team is comprised of CERTIFIED FINANCIAL PLANNERS™ who provide lifelong, comprehensive wealth management services. With over 80 years combined experience, the team is committed to serving as...

As Stock Market Fluctuates, It’s Important to Think Long-Term

This article by Roger Ingwersen originally appeared on Money, Inc. The stock market volatility experienced this month is creating concern among investors that a market downturn may be more than just a correction. On October 24, the sell-off on Wall Street knocked the Dow Jones down more than 600 points, wiping out the gains for the year for the blue-chip average and the broad Standard & Poor’s 500 index. On October 10th, 2018, the Dow dropped 830+ points. These market drops were large, swift, unexpected and certainly large enough to garner front-page headlines and get everyone’s attention. Will this volatility...

Waltham-Based RIA, The Harvest Group, Joins Association of Financial Educators

The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), announces that it has joined the Association of Financial Educators (AFE), a national speakers bureau for financial professionals. The AFE disseminates information and conducts financial literacy classes throughout the U.S. As members, The Harvest Group team will donate its time to share knowledge and empower corporations and individuals to take control of their financial futures. The free workshops are designed for all levels, including those who need a basic understanding of financial planning and those that need more advanced information on investment strategies and identifying market trends. “We...

Organizing Your Finances for Retirement

The Harvest Group's Insight
Whether retirement is 30 years or 3 months from now, Roger Ingwersen shows why it's important to plan ahead. Organizing for retirement will not only help you properly prepare, but also make you more comfortable with your retirement decision. By simplifying your finances, the transition will be much easier to manage.


Article Excerpt:

The time has finally come –you’re getting ready to retire. But before you start thinking about life after retirement, it’s important to plan ahead,

Financial Wellness in the Workplace

The Harvest Group's Insight
Laurie Ingwersen writes that offering financial wellness programs can lead to increased loyalty to the company and less employee turnover. Studies have shown that offering financial wellness programs not only helps ease stress and anxiety for employees, but also leads to increased productivity. Learn more about what such a program might mean for your company.


Article Excerpt:

With the ongoing stress many feel about their finances, employers are starting to take note. Read Laurie Ingweresen's article, Financial Wellness in the Workplace on Money, Inc.

Waltham-Based RIA, The Harvest Group, Launches The Harvest Advisor Group

The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), has launched The Harvest Advisor Group, a dedicated program to help veteran wirehouse financial advisors transition to independence, modernize their practice, earn more net income, plan for the succession of their business, and retire with confidence. Backed by a team of CERTIFIED FINANCIAL PLANNERS™, The Harvest Group offers advisors full transition support that enables them to make the move from wirehouses quickly and efficiently. Specifically, The Harvest Advisor Group offers: A full-service wealth management firm modernizing the advisor practice and enhancing client experience A multi-generational succession plan...

The Harvest Group’s Laurie E. Ingwersen, CFP®, CRPC®, CDFATM, CBC to Lead Boston Chapter of The W Source™

Image of Laurie Ingwersen
Boston, MA, June 4, 2018 – The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), announces that Laurie E. Ingwersen has been invited to launch and lead the Boston chapter of The W Source™, a nationwide networking group for female professionals. The inaugural lunch meeting of the Boston chapter will be held on July 12th at The Harvest Group’s Waltham office, and moving forward, chapter members will meet on the second Thursday of each month at the same location. Ingwersen commented, “Building a strong referral network is critical for any professional service provider, but I was...

The Harvest Group’s Roger H. Ingwersen, CFP®, CIMA®, CRPC® Named to the Prestigious Forbes Best-In-State Wealth Advisors List

Image of Roger Ingwersen
Boston, MA, May 29, 2018 – The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), announces that Roger H. Ingwersen, CFP®, CIMA®, CRPC® was named to the Forbes list of Best-In-State Wealth Advisors. The list, which recognizes advisors from national, regional and independent firms, was released February 15, 2018. Roger Ingwersen, CFP®, CIMA®, CRPC® is the Founder of The Harvest Group Wealth Management, LLC, and serves as a Managing Partner and Senior Wealth Management Advisor. For over four decades, he has specialized in meeting the unique financial needs of the affluent investor. In 2016, Roger left...

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