The Harvest Times

Explore The Harvest Group’s latest blog posts, expert advice, news, and commentary. Learn more about the features of our innovative blog here.

For many high-octane professionals, retirement is not an option – The Boston Globe

By Robert Weisman GLOBE STAFF  MAY 02, 2018 Jim Roosevelt stepped down as Tufts Health Plan’s chief executive when he was 70, about five years beyond what people used to think of as the traditional retirement age. Two-and-a-half years later, his schedule looks nothing like that of an easygoing retiree. Roosevelt, now 72, has resumed practicing law, as a health care attorney for Verrill Dana. He consults for Tufts on strategy and public affairs. Read more, including a quote from Roger Ingwersen, Managing Partner, Founder and Senior Wealth Management Advisor of The Harvest Group.

Top 5 Questions Financial Advisors Should Ask Their Family Business Clients

Laurie Ingwersen
The Harvest Group's Insight

For many financial advisors, the stakes seem higher when the client is a family-owned business. Laurie Ingwersen shares her insights on what advisors should keep in mind when working with family businesses, including the need to understand the fundamentals of the business within the context of underlying family dynamics. Read more on Financial Advisor.


Article Excerpt:

For many financial advisors, the stakes seem higher when the client is a family-owned business. Not only do these advisors need to understand the fundamentals of the business itself and the family’s vision for its future, but they also need to work within the context of the underlying—often complicated and sometimes messy—family dynamics.

Important Considerations When Working with Family Businesses

The Harvest Group's Insight

Each family business is unique in terms of the level of involvement of various family members and overall family dynamics. Understanding the fundamentals of the business itself, as well as the family's vision for its future, are both important variables. Learn more in Laurie Ingwersen's article on Money, Inc.


Article Excerpt:

Working with family businesses can seem like a daunting undertaking for financial advisors. Not only do we need to understand the fundamentals of the business itself and the family’s vision for its future, we also need to work within the context of the underlying (often complicated, sometimes messy) family dynamics.

The Harvest Group’s Laurie E. Ingwersen, CFP®, CRPC®, CDFA(TM), CBC Receives 2018 Outstanding Women of Family Business Award from Family Business Association

Laurie Ingwersen
  Boston, MA, March 12, 2018 – The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), announces that Laurie E. Ingwersen has been named an Outstanding Woman of Family Business by The Warren Group editorial board.™ This annual award honors the achievements, commitment and dedication of female family business professionals who demonstrate outstanding leadership and commitment both within their businesses and in the communities they serve. Ingwersen will be honored at a reception on April 5, 2018 in Randolph, Massachusetts. “Once again, we’re excited to recognize and honor the hard work and dedication of this year’s...

Asset Protection

The Harvest Group's Insight

Asset protection planning is one of the cornerstones of any successful wealth management strategy. Lawsuits, taxes and unforeseen events must all be factored into the equation. The following piece on asset protection provides a detailed breakdown of how you can protect you and your family against potential future creditors.


Article Excerpt:

Asset Protection Lawsuits, taxes, accidents, and other financial risks are facts of everyday life. And though you'd like to believe that you're safe, misfortune can befall even the most careful person. If you haven't done any asset protection planning, your wealth is vulnerable to potential future creditors and, should the worst happen, you could lose everything.

401(k) Plans: The Basics

The Harvest Group's Insight

With tax season just around the corner, many Americans are looking to take advantage of tax savings in pursuit of their retirement goals. The following piece provides a crash course on 401(k) plans so you can start maximizing tax benefits sooner rather than later.


Article Excerpt:

401(k) plans have become one of the most popular types of employer-sponsored retirement plans.

Market Month: January 2018

The Harvest Group's Insight

January was a record-setting month for Wall Street. The following article provides a detailed breakdown of the market's performance, as well as key economic indicators spanning housing, manufacturing and trade.


Article Excerpt:

Equities pulled back off of their record-setting gains at the end of January, but not enough to forestall a month of significant gains. January provided several noteworthy storylines for investors to consider.

Helping Clients Understand the RMD Rules for Retirement

The Harvest Group's Insight

As a financial advisor, it's important to be sure that your clients have all of the essential information regarding Required Minimum Distributions to ensure that they don't make expensive mistakes. Anyone over the age of 70.5 that has an IRA account needs to understand how RMDs affect their retirement withdrawal strategy. Roger Ingwersen, Managing Partner and Founder of The Harvest Group discusses some important considerations in the following article.


Article Excerpt:

It’s important to be sure that your clients have all of the essential information regarding RMDs to ensure that they don’t make expensive mistakes. Read more on Think Advisor.

Getting Help from a Financial Professional

The Harvest Group's Insight

Planning for your financial future can be a daunting task, especially if you’re at a crossroads or facing major life events. Luckily, a financial professional can quickly step in to get your savings and peace of mind back on track. The following article provides a list of the important role a financial professional can play in helping you build your financial future.


Article Excerpt:

Find out how you could benefit by seeking help from a financial professional.