The Harvest Times

Explore The Harvest Group’s latest blog posts, expert advice, news, and commentary. Learn more about the features of our innovative blog here.

Getting Help from a Financial Professional

The Harvest Group's Insight

Planning for your financial future can be a daunting task, especially if you’re at a crossroads or facing major life events. Luckily, a financial professional can quickly step in to get your savings and peace of mind back on track. The following article provides a list of the important role a financial professional can play in helping you build your financial future.


Article Excerpt:

Find out how you could benefit by seeking help from a financial professional.

Have You Checked Your Retirement Plan Lately?

The Harvest Group's Insight

Retirement planning is a long-term goal, but short-term changes can affect how we get there. If you’ve experienced any life changes, it’s important they be reflected in your retirement plan. A refresher on your risk tolerance, monthly savings amount and asset selection can help you stay on track. The following article provides good tips for re-examining your retirement plan.


Article Excerpt:

It's generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven't given your plan a thorough review within the last 12 months, now may be a good time to do so.

Handling Market Volatility

The Harvest Group's Insight
Although we might not realize it today, the financial markets can be difficult to stomach. Volatility is often part and parcel of investing, but it doesn’t have to overwhelm you or your portfolio. The following article provides important tips for devising a well-balanced portfolio that can safeguard against market turbulence.


Article Excerpt:

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there's no foolproof way to handle the ups and downs of the stock market, the following common-sense tips can help.

Funding Your Future with a Fixed Annuity

The Harvest Group's Insight
Fixed annuities are a potentially lucrative investment opportunity, but are not for everyone. Things like tax implications, time horizon and overall retirement goals must be taken into account before venturing down this road. In the following article, the author provides an overview of how annuities work and when they may be appropriate.


Article Excerpt:

A fixed annuity is a contract between you and an annuity issuer, usually an insurance company. In its simplest form, you pay money to the annuity issuer; the issuer invests the funds and pays the principal and its earnings back to you or to your named beneficiary. What's fixed about a fixed annuity? The issuer guarantees (subject to its claims-paying ability) a minimum rate of interest on your investment and a fixed benefit amount if you elect to annuitize.

Don’t Underestimate the Importance of a Written Financial Plan

The Harvest Group's Insight
President Dwight D. Eisenhower once said, "Plans are nothing; planning is everything." This holds especially true for personal financial planning as Roger Ingwersen points out in his article in Money, Inc. Learn how to create a robust plan to ensure your secure financial future.


Article Excerpt:

The following undocumented/unverified story shows the importance of having a written financial plan. It provides important lessons about preparing financially for each stage of your life.

The Harvest Group Shortlisted for the Family Wealth Report Awards 2018

The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), has been shortlisted for the Family Wealth Report Awards in the category of “Innovative Client Solution.” Specifically, the firm was short-listed for its Harvest Wealth Management for Life™, a comprehensive, personalized wealth management solution designed to better meet the needs of the firm’s growing clientele of individuals, families and family businesses. This new, proprietary service includes financial planning over a lifetime, investment management held to the fiduciary standard, management of non-investment finances, and relationship management.  In addition to the full Harvest Wealth Management for Life™ service, The...

Adjusting to Life Financially after a Divorce

The Harvest Group's Insight

Going through divorce is one of the most emotionally trying times in a person's life. Equally important in the coping process is ensuring you are financially stable once a settlement is reached. The following article provides practical tips on controlling your finances after divorce.


Article Excerpt:

After a divorce, it's important to take a fresh look at your finances.

The Harvest Group Supports The Ellie Fund’s Casino Night Fundraiser

Boston, MA, December 18, 2017 – The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), was pleased to support a fundraiser for The Ellie Fund, a non-profit organization that fights breast cancer and provides free services to ease the effects on cancer patients and families. The firm sponsored a table at The Ellie Fund’s annual Casino Night, which was held November 29, 2017 at the menswear boutique, Mr. Sid. More than 80 people gathered at the Newton store in support of The Ellie Fund's mission to provide essential support services for breast cancer patients in Massachusetts....

The Harvest Group’s Senior Wealth Management Advisor, Laurie E. Ingwersen, CFP®, CRPC®, CDFA(TM), Earns Cash Balance Consultant (CBC) Certificate

Boston, MA, December 18, 2017 – The Harvest Group Wealth Management, LLC, a family-owned, independent Registered Investment Advisor (RIA), announces that Laurie E. Ingwersen, CFP®, CRPC®, CDFA(TM), has received a Cash Balance Consultant (CBC) certification from retirement administration firm and Cash Balance specialist, Kravitz, Inc. With the CBC certification, Ingwersen has gained the tools necessary to educate existing and potential clients on the fundamentals of Cash Balance Plans, including successful plan design and investment strategies. By applying these concepts, she is able to differentiate herself and gain a competitive edge in the 401(k) marketplace. To earn the CBC certification, Ingwersen...