The Harvest Times

Explore The Harvest Group’s latest blog posts, expert advice, news, and commentary. Learn more about the features of our innovative blog here.

RMDs: Required Minimum Distributions Class 101

The Harvest Group's Insight
If you are over the age of 70 1/2, learn how you can avoid stiff penalties during tax season by taking your Required Minimum Distribution (RMD) out of your Individual Retirement Account. In this article, Roger Ingwersen shows you how to calculate your RMD and not get tripped up in the process.

Article Excerpt:

If you’re over the age of 70½ and have an IRA account, you need to consider how required minimum distributions (RMDs) fit into your retirement withdrawals

Medicare and Choosing Your Rx and Health Plan

couple reviews Medicare options
Medicare Open Enrollment season is just around the corner, which means many Americans are evaluating their health and prescription drug plans for the 2018 calendar year. If you’re over 65 or approaching retirement age, now is the ideal time to reconsider your Medicare options. The 2018 Open Enrollment period is between October 15 and December 7. Over the next eight weeks, Medicare beneficiaries can adjust their benefits plan for the next calendar year. People eligible for Medicare and who are not yet recipients have between three and four months before their 65th birthday to register for Part A, which covers...

The Harvest Group Celebrates One-Year Anniversary as a Family-Owned, Independent RIA

The Harvest Group Announcement
Boston, MA, October 2, 2017 – The Harvest Group Wealth Management, LLC, a multigenerational family team of CERTIFIED FINANCIAL PLANNERS™, celebrates its one-year anniversary as a family-owned, independent Registered Investment Advisor (RIA). In September 2016, 45-year industry veteran, Roger H. Ingwersen, CFP®, CIMA®, CRPC®, along with his son Todd M. Ingwersen, CFP®, CIMA®, and daughter Laurie E. Ingwersen, CFP®, CRPC®, CDFA™, left UBS to form The Harvest Group. The move gave the family team of advisors the freedom to take full control of wealth management decisions that are best-suited for clients and their families. Roger Ingwersen said, “Several years ago,...

Should you stay on your employer health insurance or get Medicare?

The Harvest Group's Insight

Should You Stay On Your Employer Health Insurance Or Get Medicare? Philip Moeller addresses this crucial question from the perspective of eight diverse Americans.

Article Excerpt:

  When you turn 65, you become eligible for Medicare. But if you're still working and are covered by your employer's health insurance, should you bother with Medicare?

The Harvest Group Launches Industry-Leading Wealth Services

Wealth Management for Life
The Harvest Group today announced the launch of its Harvest Wealth Management for Life™, a comprehensive, personalized wealth management solution that takes a long-term perspective to managing and growing individual, family and family business wealth. Harvest Wealth Management for Life™ is the culmination of several decades of experience in the financial industry by a multigenerational family team of CERTIFIED FINANCIAL PLANNERS™ headed by Roger Ingwersen CFP® CRPC® CIMA®, Todd Ingwersen CFP® CIMA® and Laurie Ingwersen CFP® CRPC® CDFA™. Recognizing a growing need for comprehensive wealth management solutions, the Ingwersen family in 2016 left senior positions at UBS to launch their...

The Harvest Group Launches Harvest Wealth Management for Life™, a Comprehensive, Personalized Wealth Management Solution for Individuals, Families, and Family Businesses

Harvest Wealth Management for Life
Firm also launches new corporate website and industry blog Boston, MA, August 28, 2017 – The Harvest Group Wealth Management, a multigenerational family team of CERTIFIED FINANCIAL PLANNERS™, has launched Harvest Wealth Management for Life™, a comprehensive, personalized wealth management solution designed to better meet the needs of the firm’s growing clientele of individuals, families and family businesses. This new, proprietary service includes financial planning over a lifetime, investment management held to the fiduciary standard, management of non-investment finances, and relationship management. Additionally, the firm launched a new corporate website that provides in-depth insight to what The Harvest Group can...

Invitation to Attend A Social Security and Medicare Discussion, September 13

Social Security cards and spreadsheet
On Wednesday, September 13, Harvest Wealth Management for Life™ presents A Social Security and Medicare Discussion. Special guest speakers will address many concerns and issues that are worth considering before the open enrollment period begins on October 15. The discussion, led by Senior Insurance Broker Rebecca Emerson and Steve Gilbert, of Prudential Annuities Advanced Planning Group, will include: An overview of Social Security Benefits Social Security Maximization strategies When to start collecting and the implications of taking early versus deferring to an older age An overview of the Medicare system (Parts A, B, and D) Part C Advantage Plans and Medigap Health Care Plan...

Backpacks for Kids

The Harvest Group's Insight

Article Excerpt:

Thanks to the Backpacks for Kids Foundation, hundreds of backpacks will soon make their way to less fortunate children around Boston and Metrowest. Laurie Ingwersen Moghaddam is grateful for the opportunity to be involved with the Foundation. Read the article   

Median Price-to-Revenue Ratio Higher in All Deciles vs 2007, 90% vs Dot-Com Bubble: THE Choice | MishTalk

The Harvest Group's Insight

Fundamentals are overvalued today, but as the author confesses and I agree, they are not a short-term timing or trading tool.

Article Excerpt: